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Which Texas companies are considered Nonsubscribers?
Texas is 1 of only 2 states not requiring companies to subscribe to state-regulated workers’ compensation insurance. This means employers may not have to pay for medical bills, lost wage income benefits, burial expenses, or death benefits for injuries related to an on the job accident. According to the Texas Department of Insurance, about 44% of Texas employers do not subscribe to workers’ compensation. If an employer does not subscribe to the laws of workers compensation, they are considered, "Non-subscribers". The most common industries that are nonsubscribers are the wholesale and retail industry.
For large companies, the main reason why they opt out of subscribing to workers’ compensation, is to reduce cost. Carrying workers comp insurance can be very expensive for the employer, especially if you have thousands of employees on your payroll. That is why some of the larger companies would prefer to opt out of Texas workers compensation. Although these large companies have opted out, they may still offer their own "benefit plan" in the event that their employees are hurt on the job. Below is a list of some of the top companies who are Non-subscribers.
The Top Nonsubscribers in Texas Are:
Academy Sports and Outdoors
Amazon
Best Buy
Big Lots
Dillard’s
HEB
Home Depot
Kmart
Kohl’s
Kroger
Macy’s
Petsmart
Randalls
Sears
Target
Walmart
Whole Foods
Employee Rights
Just because an employer is a nonsubscriber in Texas, it doesnt mean employees dont have any rights or recourse in the event they are injured at work. Employers still have to provide a safe work environments. The Occupational Safety and Health Administration (OSHA) sets strict safety guidelines all employers must abide by. This includes providing appropriate safety equipment and training for all its employees. You also have a right to file a lawsuit against a non-subscriber employer.
Injuries Under Workers Compensation Nonsubscribers in Texas
The Texas workers’ compensation system provides certain medical and income benefits after an employee is injured on the job. However, if your company is a nonsubscriber, different rules and law apply. In most cases, the only way to obtain compensation against a nonsubscriber is to file a lawsuit against the employer for their negligence. This is why its best to seek assistance with an attorney.
San Antonio Texas Workers Comp Injury Attorneys
San Antonio workplace and workers compensation lawyer Christopher Le will work to make sure your rights are protected. Let attorney Christopher Le handle the communication with your company, insurance adjusters, and investigators. Contact us today to speak with attorney Christopher Le. Our consultations are absolutely free and you owe us nothing unless we recover you compensation. Call us at 210-885-3408.